Stop Renting.
Start Owning.
Up to 100% financing. Really.
Access up to 80% mortgage financing combined with up to 20% equity through fractional ownership — designed to help you reduce upfront costs and enter the housing market sooner.
Financing
Up to 100%
100% Financing
Reduced Upfront Costs
Lower down payment to enter the market sooner
Flexible Financing
Up to 80% mortgage + 20% equity participation
Expert Guidance
Support throughout your home buying journey
Your First Home Shouldn't Take a Decade to Afford
You have the income. You have the credit. But the upfront costs still feel out of reach.
80%
Mortgage financing available
20%
Equity through fractional ownership
100%
Total financing possible
Without TradeREA
Saving for a full traditional down payment can take close to a decade in many cities. While you save, home prices and rents often climb faster than your account balance grows.
You are not alone. Millions of people with steady incomes still feel priced out because the upfront number feels out of reach.
With TradeREA
TradeREA breaks the logjam with up to 80% mortgage financing plus a path to fund the rest by selling up to 20% equity to investors. You bring what you can. The platform helps fill the gap so closing can fit real life, not a perfect savings curve.
From Application to Keys in 3 Steps
Submit Your Application
Provide your documentation and submit your application through our secure, regulated platform. It only takes a few minutes to get started.
Underwriting Review
Our team reviews your application, conducts underwriting, and determines your eligibility. We keep you informed at every step.
Get Approved & Purchase
Once approved, receive your financing terms and proceed with your home purchase with confidence. We guide you all the way to closing.
How Much Sooner Could You Move In?
Traditional Buying vs TradeREA
Traditional
TradeREA
How the purchase is funded
How the purchase is funded
Traditional
You typically save for roughly 20% down plus costs, then finance the rest with a mortgage
TradeREA
Up to 80% mortgage financing plus you can raise down payment money by selling up to 20% equity to investors on the platform
Typical years to save cash to close
Typical years to save cash to close
Traditional
Often 8 to 12 years when you target a full 20% in high-cost markets
TradeREA
Often shorter when your cash need drops because equity investors participate up to 20%
What you are optimizing for
What you are optimizing for
Traditional
Waiting until savings match the classic bar
TradeREA
Owning sooner with a regulated structure that keeps the story clear
Ready to Own Your First Home?
Submit your application through our secure platform. Our team will review your eligibility and guide you through every step.